Original Medicare
Original Medicare (Parts A and B)
- Provided by the federal government, It covers hospital care, doctor visits and other outpatient care.
- Does not include prescription drug coverage, but a stand-alone prescription drug plan can be added.
Hospital Stay In 2016, you pay
- $1,288 deductible per benefit period
- $0 for the first 60 days of each benefit period
- $322 per day for days 61–90 of each benefit period
- $644 per “lifetime reserve day” after day 90 of each benefit period (up to a maximum of 60 days over your lifetime)
- $0 for the first 20 days of each benefit period
- $161.00 per day for days 21–100 of each benefit period
- All costs for each day after day 100 of the benefit period
- $166 per year
- 20% coinsurance of the Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and durable medical equipment.
For most people the answer is definitely NO. The part A deductible is per each benefit period which could be every 60 days. You are also responsible for 20% of all the part B charges which can add up awfully fast. Medicare Advantage Plans or a Medicare Supplement is usually a better decision. If you
Need to apply for Medicare Part B