Accident

https://youtu.be/UPo7zWnlumw

Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams, and other expenses you may face, such as transportation and lodging needs.

1 in 8 persons seek medical attention from an injury each year
67% of all Emergency Room visits are injury related

Costs of a broken leg according to costhelper.com:

Without health insurance, non-surgical treatment for a broken leg typically costs up to $2,500 or more for a fracture that requires a cast.

$210 Leg X-ray costs on average according to NewChoiceHealth.com but can cost as much as $1,000 or more at some radiology centers.
$221 to $238 Application of a short or long leg cast costs
$90 to $200 A typical doctor fee for non-surgical treatment of a fracture office visit
$250 to $950 for treatment, according to Carolina Orthopedic Surgery Associates
???? Indirect costs – Time off work, additional help at house, transportation costs.

What does that do to your bank account?